Annemarie Torcivia - RE/MAX  Trinity

Posted by Annemarie Torcivia on 10/2/2017

This Single-Family in Saugus, MA recently sold for $420,000. This Gambrel style home was sold by Annemarie Torcivia - RE/MAX Trinity.

26 Victor St, Saugus, MA 01906


Sale Price

If you have been looking for the perfect family neighborhood in Saugus, this is the home for you. This well loved 4 bedroom family home of 33 years is walking distance to the Veterans Memorial school and fantastic play ground and baseball field. This home offers a flexible flr plan with option to have the master on one of two flrs. When you walk into the main level your greeted by a cozy family rm with fire place and built in cabinetry. Your laundry is also on this floor. Once on the main level your large kitchen is open to a spacious dining room with built in china cabinet and lots of additional storage. Your living rm, full bath and 2nd master/den with great views of the deck & tiered yard with many established perennials complete this flr. The 3 remaining bedrooms, all with windows and sky lights complete the top floor with the 2nd of 2 full baths. This move in condition home has a newer gas heating system, young roof and most windows are newer.

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Categories: Sold Homes  

Posted by Annemarie Torcivia on 10/2/2017

Essential oils are catching on as a natural way to spruce up your home. However, many people are unaware of the full array of uses for essential oils in the household.

In this article, weíll cover some of those uses that you may not have heard of, and give you some tips on which essential oils are the best to use.

What are essential oils?

Essential oils are the result of distilling large amounts of herbs, spices, or other plant-based materials. There are dozens of essential oils commercially available and they all emit strong aromas that can be used in multiple ways.

When buying oils, itís important to check the labels to make sure you are buying 100% pure essential oils. Many companies dilute their oils in a carrier oil such as olive oil, coconut oil, or almond oil. While this isnít inherently bad, it does probably mean youíre getting less for your dollar due to being diluted.

Aside from smelling nice, essential oils are often used for aromatherapy and other medicinal uses. However, be aware that they are not intended as a treatment for any medical condition.

Similarly, some oils might cause an allergic reaction in some individuals. So, be careful when spraying them in the air or using them on your skin if you think you might be allergic to a certain oil.

Which oils are best for use around the home?

There are dozens or even hundreds of essential oils that have various scents and uses. However, some are more pleasant and suitable for the home than others.

The main essentials that serve a number of uses around the home are:

  • Lavender

  • Lemon

  • Tea Tree

  • Peppermint

  • Pine

  • Lemongrass

  • Patchouli

  • Bergamot

  • Eucalyptus

  • Tangerine

There are various kits available online that include some or all of the oils listed above, or you can buy them individually from retailers.

Household uses for essential oils

There are many uses for essential oils around the home. They include:

  • Used as an air freshener with an oil diffuser. These diffusers humidify the air while diffusing the oil into the room, resulting in a pleasant aroma.

  • Mixed with water or alcohol to make a fabric spray. You can find several formulas for creating a fabric spray. However, the easiest way to quickly freshen up the sofa or carpet is to mix 10% oil to 90% water or ethanol and put the mixture into a spray bottle.

  • As a natural cleaning product. Lemon, lime, lavender, and peppermint all make great additions to a homemade cleaning solution. Diluted with water and vinegar, many essential oils can be used to freshen up a countertop or scrub a sink.

  • Spruce up your clean laundry/linen. You can put a couple of drops of lavender onto a damp washcloth and put this in your dryer with your clothes to give them a nice fragrance. This works particularly well if you use unscented laundry detergent. However, be sure not to go overboard--essential oils are strong and some can cause skin irritation.

  • Refrigerator deodorant. The best way to get rid of the smell of a refrigerator is to give it a thorough cleaning. But afterward, help keep it smelling clean longer by putting several drops of lemongrass into a small bowl with baking soda. Stir the baking soda on occasion to release the lemongrass fragrance.

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Posted by Annemarie Torcivia on 9/27/2017

This Single-Family in Tewksbury, MA recently sold for $385,000. This Colonial style home was sold by Annemarie Torcivia - RE/MAX Trinity.

51 River Road, Tewksbury, MA 01876


Sale Price

Are you looking for space, location and a good value? Look no further! This well built, solid home, features 6 bedrooms, 2 full baths, 2,728 Sq. Ft. living area on a 13,503 Sq. Ft. lot. Enjoy beautiful hardwood flooring through out, the comfort of Central Air, the efficiency of 5 Heating Zones, gas heat and cooking, 200 amp electric service, 2nd floor laundry, tons of basement storage with a third roughed in bathroom. This energy efficient home has a whole house fan and ceiling fans in every room. Enjoy a level private back yard with spacious deck, pool, 2 car tandem garage under and expansive off street parking. Located minutes to routes 495, 95 and 93 this is a commuters dream! Close to 2 golf clubs, Phillips Andover Academy, Tongas Arena and .5 mile to the Merrimack River. One of the areas best values. Don't delay, seller accepting offers as they are presented! Now Showings Until Open House Sunday 7/23 1:30-3pm Offers presented as they come in.

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Categories: Sold Homes  

Posted by Annemarie Torcivia on 9/25/2017

Nature lovers hail from a range of backgrounds. They are corporate executives, stewardesses, short order cooks, entertainers and scientists. And those are just a few roles that nature lovers fill. Despite their diverse job roles and personalities,there is one thing that nature lovers has in common.

Just what do nature lovers want?

It's their deep appreciation for earth. All of the excitement of vibrant city life,ongoing activities like live theater, professional sports games, modern and classic art shows and five star restaurants can't pull some nature lovers away from the great outdoors.

Real estate agents who understand how strong the pull of nature is for these insightful people can save themselves long hours. Instead of focusing on interior house amenities, square footage amounts and how many shopping and entertainment centers are near houses that they show nature lovers, real estate agents can start looking for properties that are replete with amazing natural landscapes.

Here are types of outdoor environments that nature lovers gravitate toward. Some environments are better suited for people who love water, while other environments work better with people who value rugged terrains. Perfect places to find great homes for nature lovers include:

  • Ocean and lake shore fronts that are away from tourists hot spots
  • Houses near historic natural parks, places that are bike and hiking friendly
  • Dessert homes that are situated on five or more acres of open land
  • Ranch houses at the corner of large farms
  • Mountain range areas that are near ski ranges (some nature lovers have a fondness for cold weather and winter sports like skiing and ice skating, while other nature lovers prefer warmer weather environments)
  • Boat houses that make it easy for homeowners to unhook their houses from land and head out to sea
  • Locations that are an echo away from wildlife(the Great Smoky Mountains, Alaska and the Rocky Mountains are examples of these great housing spots)

Focus on home exteriors when house hunting for nature lovers

When searching for a home for nature lovers, the right house will be wide off the mark if it's located in the wrong area. Nearby mountain ranges, ocean shores, fields of tall, stately trees and miles of open land help nature lovers to feel grounded.

Finding out which nature elements these house hunters feel most connected to reveals to real estate agents where they need to focus. It lets realtors know if they need to look for homes that are within walking distance of forests or waterways. It lets realtors know if they need to find houses for nature lovers that are moments from hiking trails, scenic bike routes or wild life parks.

For balance,go for houses that are within driving distance of shopping centers, grocery stores and restaurants. Nature lovers appreciate connecting with other people as much as they love being around animals and out in the richness of earth. The happier nature lovers feel while they sit on their patio or porch, the greater a real estate agent's chance may be of securing a home sell with these eclectic people.

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Posted by Annemarie Torcivia on 9/18/2017

Before you meet with lenders to refinance your home, thereís certain steps that you should take to make sure that you are ready to refinance and that the entire process will go smoothly. Whether you want to do a renovation or just get a lower interest rate, refinancing can be useful. These tips will be very helpful to you in making an informed decision.  

The Numbers Wonít Lie

Just like when you first purchase a home, youíll need to take a look at your own financial situation to see if refinancing actually makes sense for you. If youíre less than 30 years from retirement, you may want to rethink getting another mortgage that starts from scratch. You can always consider a 15-year mortgage, knowing that your monthly payments will be higher, giving you some breathing room from another 30 years of mortgage payments.  

Know Your Credit Score

You should be checking in on your credit report periodically in order to catch any red flags early. Youíll also know and understand any weak spots in your credit. Youíll have time to eliminate any errors and give your score time to readjust. 

You should also get an idea of where you stand with your credit score. Credit card companies often provide this. Thereís also a few free services that exist to help you obtain your credit score. Knowing this information can be very helpful when youíre looking to refinance a home.

Find Out Your Homeís Value

Lenders want to know that you donít owe more than 80% of what your home is worth. An appraisal will be a part of the refinance process, but before you even start, it will be helpful to know how much you owe versus how much your home is worth. If you owe more than your home is worth, you may want to reconsider doing the kitchen over or going for that lower interest rate. Moving might be a better option financially.  

Get Your Finances Straight

A lender likes to know that youíre in good financial standing before they grant you a loan. Work on paying down your credit card balances and donít max out any cards that you do have. All this can hurt your credit and your chances of obtaining a loan. You can even talk to some lenders beforehand in order to see if refinancing is a good idea. 

Do Your Homework

All lenders are not created equal. You can start with your current lender when it comes to refinancing. Since they want to keep your business, your lender will hopefully have some good deals for you. Youíll need to take some time to compare rates from different companies and find the lowest rates available. If you do your homework, youíll be able to get the best deals and not regret your refinancing decision.

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